Loan terms:
The mortgage is provided for usage (tuition costs, repairs, travel, etc.)
The mortgage can guaranteed be flats, personal houses with land plots, land plots
Loan quantity range: from 200 000 to 2 000 000 UAH, not significantly more than 50% of security value
- 17% – for customers getting wages or earnings from entrepreneurial tasks to a merchant account with CREDIT AGRICOLE BANK;
- 18% – for any other customers.
One-time commission when issuing that loan
- 1.2percent associated with loan amount – for consumers getting wages or income from entrepreneurial tasks to a merchant account with CREDIT AGRICOLE;
- 2.5% associated with the loan quantity – for the list that is general of.
Loan term: as much as 7 years (inclusive)
Kind of loan: non-cash – transfer of loan funds to the present account of this Borrower started because of the Bank
Payment scheme (in the discernment associated with the Borrower):
- equal monthly payments (annuity payment schedule)
- payments that decrease each month (standard repayment schedule)
Insurance: mandatory insurance coverage associated with the pledged home at among the insurance providers approved by the financial institution, at your preference
*Real yearly interest: from 20,02% (determined based on the optimum loan term of 7 years, annuity routine for redemption).
The particular worth of the actual interest that is annual on that loan depends on specific financing conditions (loan quantity, duration, unique regards to the merchandise, etc.
A loan can be obtained by you if:
You will be from 25 to 60 years old
You have got permanent revenue stream and time record in your present workplace of at minimum one year.
Additional loan payments:
- notary solutions, one-time (average price UAH 10,000)
- solutions of an appraiser, one-time (average cost 2000 UAH)
- insurance for the topic of home loan (for per year) – 0.3% for the value that is appraised of. (more…)